Apply for VA Loan Arkansas the Easy Way

Apply for VA Loan Arkansas the Easy WayVA loan Arkansas is perfect for anyone who qualifies as a US ex-serviceman. The good news is that you only need to meet a few requirements relating to the application process for this mortgage that has no money down, and in less than thirty years the home will be yours.

A veteran who meets any of the following requirements can qualify for this VA loan:

  • You are an ex-serviceman.
  • You served in war for 90 consecutive days.
  • You served for 181 days during peacetime.

Do not be discouraged though if you don’t meet any of the requirements above. You can also qualify for VA loan Arkansas if you belong to any of the following categories:

  • A National Guardsman or Reservist in Arkansas.
  • A spouse of a veteran who died in the line of duty or sustained injuries during combat.
  • Family of a veteran who served in the Allied Campaign in World War II.
  • Non-US citizen who served during World War II.

How to Apply for VA loan Arkansas

Don’t worry at all if you have never gone through the process of applying for VA loan AR. The experts at VA Loans Center will assist you to verify all the required details. You will be assisted to forward the discharge form from your former military commander to the VA Department, where all your details will be used to produce the Certificate of Eligibility (COE).

The COE is a key document which confirms that the applying veteran is indeed eligible for the VA loan AR program. Securing this document will give you automatic entry to the appraisal stage which is equally important.

Appraisal Stage

Appraisal constitutes a set of valuation procedures involving a home assessor who will advise the lender and VA Department on the pricing, value and condition of the property. Here are the three key steps in the appraisal process:

  1. You direct the lender to the home that you have already selected.
  2. The lender contacts the home appraiser who tags a price and value to the property.
  3. The lender sends the valuation report to the Veterans Authority for approval if all requirements are met.

Unlike traditional mortgages in Arkansas, the VA loan AR allows certain privileges in form of fee-waiver. Here are some of the charges you can avoid:


  • Documentation fees.
  • Mortgage premium fees.
  • Administration charges.
  • Consultation fees.

Be sure to take a last look at the mortgage limits for your county. The maximum guarantor limit is now $1000000 and the maximum for the single family unit is $417000. These are the amounts the government is willing to guarantee for the mortgage, besides offering 100% financing ability for the applicant.

Contact us today! Our VA loan experts will be happy to guide you through the entire process of applying for VA Loan Arkansas.


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